body {
	font: 100% Arial, Helvetica, sans-serif;
	color: #0d2474;
	background: #ffffff;
	text-align: center;
	margin: 0px;
	padding: 0px;
}
html, body {
	min-height: 100%;
	margin-bottom: 1px;
}
p {
	font-size: 80%;
}
#holder {
	width: 760px;
	background: #ffffff;
	text-align: left;
	margin: 0px auto 0;
}
#header {
	background: #FFFFFF;
	margin: 0px 0px 0px 23px;
}
#nav-menu
{
	width:30em;
	top: 0px;
} 
#nav-menu ul
{
	list-style: none;
	padding: 0;
	margin: 0;
	width: 760px;
} 
#nav-menu li
{
float: left;
margin: 0 0.15em;
} 
#nav-menu li a
{
background: #fff url(tneimages/css-nav.gif) repeat-x left bottom;
height: 1.2em;
line-height: 1.2em;
float: left;
width: 118.4px;
display: block;
border: 0.1em solid #dcdce9;
color: #0d2474;
text-decoration: none;
text-align: center;
} 
#nav-menuf
{
	width:30em;
	top: 0px;
} 
#nav-menuf ul
{
	list-style: none;
	padding: 0;
	margin: 0;
	width: 760px;
} 
#nav-menuf li
{
float: left;
margin: 0 0.15em;
} 
#nav-menuf li a
{
background: #fff url(tneimages/css-nav.gif) repeat-x left bottom;
height: 1.2em;
line-height: 1.2em;
float: left;
width: 80px;
display: block;
border: 0.1em solid #dcdce9;
color: #0d2474;
text-decoration: none;
text-align: center;
} 
#nav {
	width: 174px;
	float: left;
	padding: 15px 10px; 
}
#navr {
	width: 140px;
	float: right;
	padding: 15px 0px;
}
#nav a:link { 
	color: #736B5E;
	text-decoration: none;
	font-weight: bold;
}
#nav a:visited { 
	color: #666;
}
#nav a:hover, #nav a:active, #nav a:focus {  
	color: #333;
}

#content {
	margin: 0 163px 0 195px;
	padding: 0px 15px 0px 5px;
}
#content2 {
	margin: 0 165px 0 0;
	padding: 0px 15px 15px;
	border-right: 1px solid #877D6C;
}
#content p {
	line-height: 130%;
}

#news {
	margin: 0px;
	padding: 15px 8px 8px 8px;
	float: right;
	width: 140px;
	color: #000000;
}
#news p {
	color: #5694A1; 
}

#footer {
	padding: 5px;
	border-top: 1px solid #877D6C;
	font-size: 80%;
	color: #FFFFFF;
	background: #4A96AC;
}
.callout {
	font: bold 110% Arial, Helvetica, sans-serif;
	color: #0d2474;
	margin: 0;
	padding: 0px 5px 0px 0px;
}
ul {
	font: 12px Arial, Helvetica, sans-serif;
}

.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}
list-menu {
	width: 140px;
	float: right;
}
#list-menu ul {
margin: 0; 
padding: 0;
list-style-type: none;
font-size: 12px;
font-family:Arial, Helvetica, sans-serif
}
#list-menu li {
margin: 0px;
} 
#list-menu a {
	display: block;
	width:120px;
	padding: 2px 2px 2px 15px;
	background: #ffffff;
	text-decoration: none;
	border: thin solid #C5DBE0;
	margin: 1px;
} 
#list-menu a:link, #list-menu a:active, #list-menu a:visited {
	color: #0d2474;
	font-weight: normal;
}
#list-menu a:hover {
border: 1px solid #000000;
background: #4A96AC url(none);
color: #ffffff;
}
textarea {
	width:320px;
	background:#ffffff;
	height:98px;
	margin-bottom:15px;
}
textarea2 {
	width:280px;
	background:#ffffff;
	height:200px;
	margin-bottom:15px;
	border-width: 1px;
	border-color: #00CCCC;
}
#navr img {
}
.leftimg {
	float: left;
	margin-bottom: 5px;
	margin-left: 0px;
	margin-right: 15px;
}
.imgright {
	margin-bottom: 5px;
	margin-left: 10px;
	float: right;
}
headernoflash {
	background: #FFFFFF;
	margin: 0px 0px 0px 0px;
	}